
About Me
Hi, I’m andriy, founder of this blog
After my wife and I started our business in 2015 we learned a lot about frugality and financial independence. I am passionate to share our experience and tips on how to attain financial freedom. Expect many posts on saving, investing, passive income and more!
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Why Ron DeSantis Wants Florida Property Tax Relief

Ron DeSantis wants property tax relief for Floridians. But, where money will come from? Are there pros and cons to his initiative in Florida?
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Why Higher Coffee Prices Are Coming in 2025

Coffee prices have been on the rise in 2024-2025. But, this is just the beginning. In 2025, many economists expect an extra 20%-25% coffee inflation. Let’s learn why.
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Can You Retire on YieldMax ETFs? | YMAX, NVDY, TSLY, CONY

YieldMax ETFs (YMAX, NVDY, CONY, TSLY) boast massive yields and are popular among dividend investors. But, are these funds suitable in retirement?
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QDTE vs JEPQ | Best High Dividend Income ETFs

Let’s compared QDTE vs JEPQ, which are two very popular high dividend income ETFs that use covered call strategies to generate high distribution yields.
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Why Dave Ramsey Could be Wrong on Credit Cards

Dave Ramsey is 100% opposed against credit cards. But, why is that? Are there circumstances when using credit cards is okay and won’t get you into trouble?