
About Me
Hi, I’m andriy, founder of this blog
After my wife and I started our business in 2015 we learned a lot about frugality and financial independence. I am passionate to share our experience and tips on how to attain financial freedom. Expect many posts on saving, investing, passive income and more!
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Yfinance Tutorial: How to Get Stock Prices for Free

In this yfinance Python tutorial we show how to use a Yahoo Finance for free to download stock prices and other financial statements data.
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Net Worth: How to Calculate and Track It

This articles explains what net worth is and how to calculate it. We also show how to avoid common pitfalls when aggregating your assets and liabilities.
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What is Economic Moat in Investment Valuation?

Economic moat is the most important concept in investment valuation. Here, we cover economic moat meaning and its sources when valuing a stock,
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How to Turn Google Sheets into a Free Budget App

Find out how to turn Google Sheets into a few budget app on your smartphone. We share a simple and customizable template and show how to use it.
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How to Adjust Valuation EBIT for Operating Leases

Here we show how to adjust reported EBIT for operating lease interest. Companies subtract rental expense, which understates profits for investment valuation.